For businesses who have made it past start-up, this is a fast and accessible way of getting cash into your business. It works like crowdfunding in that it asks for lending from a number of different people via the internet. The main difference from crowdfunding is that you do not give equity or rewards away, but rather pay interest on the money you borrow, much like you would with a bank. In the case of Funding Circle, your loan is funded by local councils and the Government-backed British Business Bank.

Funding Circle | loans up to £1m, terms up to 5 years

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Association of British Credit Unions Limited | Introduction to Credit Unions

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